Please read the following terms and conditions carefully. They govern your access and use of this website.

This website ( has been established by First Metro Bank for the sole purpose of conveying information about the Bank, the Bank’s products and services, and as a medium for interaction and communication between the Bank, its customers, and prospective customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the Bank’s agreements and disclosures that govern the Bank’s products and services. If any information on this website conflicts with that in the Bank’s agreements and disclosures, the agreements and disclosures will supersede the website.

From time to time the Bank may place links to other websites or resources on this site. The Bank has no control over any other website and is not responsible for the content on any site other than the Bank’s website. Users assume all responsibility when they visit other sites via the links included in the Bank’s website.

(i) The Bank does not endorse nor guarantee the products, information, or recommendations provided by Third Party Sites;

(ii) The Bank is not liable for any failure of the products or services advertised on or provided by any Third Party Site; and

(iii) The privacy, information-sharing, and security policies and procedures of Third Party Sites are distinct from those of First Metro Bank. A Third Party Site may not be as secure as First Metro Bank’s Website.

The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus, malware, or other malicious source code. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious code or procedure.

This agreement may be changed from time to time by posting new Terms and Conditions of Use on the website. All users must agree to be subject to this agreement as it changes from time to time.

The user's access to and use of the First Metro Bank website, and these terms and conditions are governed by the laws of the State of Alabama.