Buy this week’s groceries, build your credit, and earn rewards through one card with a competitive rate.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Earn Rewards
  • Competitive rates and boosted purchasing power online and offline
  • Shop everywhere Visa® is accepted
  • Earn rewards as you shop with ScoreCard® bonus points
  • Redeem your points for account credits, gift cards, travel, and more
  • Easily manage your card entirely online
  • Handle and make payments 24/7
  • EMV chip included for greater security
  • Includes auto rental coverage, travel and emergency assistance, and more
  • Quickly replace your card if lost or stolen
  • No balance transfer fee

Choose Your Card

Our convenient, flexible Visa® and Visa® Gold cards are accepted at thousands of locations worldwide for just about any type of purchase you can dream up. And unlike those big, out-of-town institutions, our cards come with the personal and friendly service you expect from us.

Manage Your Card

Looking to track your expenses or pay your bills? Do it entirely online right here.

Travel Accident Insurance

You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance — every time you travel by air, bus, train, ship, taxi, or any other common carrier in the world — when you charge your entire fare to our card. $150,000 of coverage is provided to you at no extra cost. (Not FDIC Insured | Not a Deposit)

ScoreCard Bonus Points

Earn bonus points for every net retail purchase you make with our First Metro Bank credit card! You can redeem bonus points for brand-name merchandise and exciting travel awards. Account holders may visit scorecardrewards.com and browse the current award selections. To find out more about how the plan works, feel free to contact us.