First Friends doesn’t just grow your money — it enriches your life. Enjoy exclusive benefits that go beyond banking.

Key Features

  • Exclusive Trips & Events
  • Earn Tiered Interest
  • No Monthly Service Charge1
  • Exclusive checking account for neighbors 50 & better
  • Earn tiered interest 
  • No monthly service charge1
  • Access exclusive group travel experiences and local events
  • Unlimited transactions
  • Digital banking services2, including:
    • Online banking 
    • Online bill pay
    • Mobile banking
    • Web statements
  • 25% discount on safe deposit box rentals3
  • Mobile wallet
  • Mastercard® debit card
  • $100 minimum deposit to open4

Where Friends Become Family!

The First Metro Bank family would not be complete without our First Friends. In 1990, the First Friends Account was established to combine banking, traveling, friendship, and memory-making all into one.

First Friends enjoy amazing trips across the country, day trips with exciting sightseeing opportunities and entertainment, plus one-of-a-kind local events! Karen Johnson, First Friends Coordinator, is the face behind it all: preparing across country trips, theatre events, luncheons, and exquisite one-day outings to keep our First Friends eager for the next destination.


“Every aspect of the First Metro Bank family is experienced when you are a First Friend – valued relationships, first-class service, and employees who treasure the opportunity to serve you. As a First Friend, whether traveling by land, sea, or air, you will create lifetime memories and develop friends who become family.”

Meet Your Neighbor, Karen Johnson
First Friends Coordinator

Karen Johnson

2024 First Friends Trips & Events

Contact Karen Johnson at 256-314-1636 or [email protected] to sign up for any trip or event. 

June 10-14: Roaming Around Reno

A fun-filled western adventure to see the awe-inspiring beauty of Lake Tahoe and visit "The Biggest Little City in the World" (Reno), as well as experience iconic Virginia City and many points in between.  

  • Single: $3,189 |  Double: $2,999 | Triple: $2,799 | Quad: $2,499
  • $100 non-refundable deposit due with reservation
  • Payment Deadline: April 5, 2024

Thursday, July 25: Mardi Gras Bingo

Wear your beads and bling, it's a Mardi Gras thing! Who says Mardi Gras can't be celebrated all year? Join us for a delicious meal, BINGO, and lots of prizes! 

  • $25 per person
  • Sign-up by July 18, 2024

August 6 - August 19: Northern European Cruise

12-day cruise aboard the Regal Princess with stops in Southampton, England; Cork, Ireland; Holyhead, Wales; Belfast, Northern Ireland; Glasgow, Scotland; Orkney Islands, Scotland; Edinburgh, Scotland; Normandy, France; Cornwall, England

  • Balcony: $6,939 | Mini-Suite: $8,029 (Price Per Person Based on Double Occupancy) 
  • $750 non-refundable deposit due with reservation
  • Payment Deadline: April 1, 2024

September 25 - October 6: Hawaiian Cruise

7-night cruise with stops in Kahului, Hilo, Waikiki Beach, Oahu, Nawiliwili, Honolulu, and a tour of Pearl Harbor + USS Arizona

  • $6,899 for Balcony Room (Price Per Person Based on Double Occupancy) 
  • $750 non-refundable deposit due with reservation
  • Payment Deadline: May 1, 2024

October 2024: Pop-Up Trip

  • To be announced in July 2024. Stay tuned for more information! 

Thursday, November 7: Ladies' Day Away - Birmingham Christmas Village Festival

Let's shop until we drop, ladies! We'll be heading to the BJCC for the Christmas Village Festival, which features 720 booths with vendors from across the country. Lunch will be on your own in the festival food court. 

  • $119 per person
  • $25 non-refundable deposit due with reservation
  • Payment Deadline: October 18, 2024

December 5 - December 6: Gaylord Opryland "A Country Christmas" 

Join us for one of the South's best Christmas traditions! We will travel to Nashville to see "A Country Christmas" featuring a country music headliner which will be announced later in the year. We'll also enjoy a flatboat ride through the Delta, and visit ICE, and of course, take a tour of the stunning Christmas lights and displays. 

  • Single: $719 |  Double: $619 | Triple: $589 | Quad: $575
  • $25 non-refundable deposit due with reservation
  • Payment Deadline: September 30, 2024

Tuesday, December 10: Holiday Celebration

Join us in spreading cheer during our favorite time of year! A delicious lunch will be served while you enjoy fine entertainment, and as always, there will be door prizes! 

  • $25 per person
  • Sign-up by December 3, 2024



1Other miscellaneous fees may apply. See our Schedule of Fees for more information.

2Carrier rates may apply.

3Safe Deposit Boxes are not insured by the FDIC or any Federal Government Agency.

4All accounts are subject to approval. Restrictions and limitations apply.