Tiered interest, memorable trips and special times with new friends!
Talk about a checking account that goes above and beyond. First Friends Checking gives you everything you need when it comes to managing your money, plus a remarkable schedule of social events you'll want to enjoy all year round. It's the full-circle checking account that lets you earn interest on your money and easily access funds for plenty of fun with your First Friends Family.
- Open with a $100 deposit
- Larger balances earn higher yields with our tiered interest
- No monthly service charge1
- Includes a Mastercard® debit card for easy access
- Connect your debit card to your mobile wallet for quicker, more secure contactless payments
- Unlimited transactions
- Manage your account, pay bills and more with our digital banking tools such as online banking, mobile banking and web statements2
- Enjoy a 25% discount on safe deposit box rentals3
Part Checking Account, Part Socializing Tool, All Memorable
The First Metro Bank family would not be complete without our First Friends. In 1990, the First Friends Account was established to combine banking, traveling, friendship, and memory-making all into one.
First Friends enjoy amazing trips across the country, day trips with exciting sightseeing opportunities and entertainment, plus one-of-a-kind local events! Karen Johnson, First Friends Coordinator, is the face behind it all, preparing across country trips, theatre events, luncheons, and exquisite one-day outings to keep our First Friends eager for the next destination.

First Friends Coordinator
“Every aspect of the First Metro Bank family is experienced when you are a First Friend – valued relationships, first-class service, and employees who treasure the opportunity to serve you. As a First Friend, whether traveling by land, sea, or air, you will create lifetime memories and develop friends who become family.”
Meet Your Neighbor, Karen Johnson
Join us
Plan to Join Us for 2025 First Friends Trips & Events
Contact Karen Johnson at
256-314-1636 or firstfriends@firstmetro.net to sign up for any trip or event.
256-314-1636 or firstfriends@firstmetro.net to sign up for any trip or event.
UPCOMING TRIPS & EVENTS
- March 19: Dolly Parton THREADS (LIMITED AVAILABILITY)
- Schermerhorn Symphony in Nashville, TN
- April 20 - 25: Highlights of Pennsylvania (SOLD OUT)
- Lancaster, Gettysburg, Hershey, Dutch Country, Philadelphia, & more
- June 16: Mrs. Doubtfire THE MUSICAL
- BJCC in Birmingham
- $279 per person; May 1 deadline
- July 18-24: Discover Michigan: Mackinac Island & Dearborn
- Three-night stay at The Grand Hotel, Henry Ford Museum, the world's largest Christmas store, the Bavarian Inn Restaurant, and much more!
- PRICING PER PERSON: $5,995 (single); $4,835 (double); $3,950 (triple); $3,550 (quad); April 1 deadline
- August 18: Neon Bingo Bash
- Cypress Lakes in Muscle Shoals
- $25 per person; August 11 deadline
- Sept 26 - Oct 3: San Antonio to Austin, Texas
- Stops in San Antonio, Gruene, Fredericksburg, Luckenbach, Austin, Texas Wine Country, & much more!
- PRICING PER PERSON: $5,250 (single); $4,245 (double); $3,965
(triple); $3,905 (quad); June 12 deadline
- October: Mystery Trip
- Details to be announced later in 2026
- November 4-5: Ladies Holiday Market & Shopping Trip
- Annual Christmas Village, Shopping Spree at Riverchase Galleria, and stay at The Wynfrey
- PRICING PER PERSON: $559 (single); $447 (double); $410 (triple); $391 (quad); October 1 deadline
- November 20-21: Chattanooga Christmas Dinner Train
- One-night stay at Hotel Chalet; four-course meal on a vintage, newly-restored Pullman train car
- PRICING PER PERSON: $825 (single); $715 (double); $655 (triple); $625 (quad); October 1 deadline
- December 8: Holiday Celebration
- Renaissance Shoals Conference Center
- $25 per person; November 23 deadline
All accounts are subject to approval. Restrictions and limitations apply.
1Other miscellaneous fees may apply. See our Schedule of Fees for more information.
2Carrier rates may apply.
3Safe Deposit Boxes are not insured by the FDIC or any Federal Government Agency.

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