With tiered interest and unlimited transactions, this account ensures your money works just as hard as you do.

Key Features

  • Earn Tiered Interest
  • Unlimited Transactions
  • Digital Banking2
  • Make the most of your funds by earning tiered interest 
  • $12 monthly service charge can be avoided by maintaining a minimum daily balance of $1,000 or more1
  • Unlimited transactions
  • Digital banking services2, including:
    • Online banking
    • Online bill pay
    • Mobile banking
    • Web statements
  • Mobile wallet
  • Mastercard® debit card
  • $1,000 minimum deposit to open3

Where Friends Become Family!

The First Metro Bank family would not be complete without our First Friends. In 1990, the First Friends Account was established to combine banking, traveling, friendship, and memory-making all into one.

First Friends enjoy amazing trips across the country, day trips with exciting sightseeing opportunities and entertainment, plus one-of-a-kind local events! Karen Johnson, First Friends Coordinator, is the face behind it all: preparing across country trips, theatre events, luncheons, and exquisite one-day outings to keep our First Friends eager for the next destination.


“Every aspect of the First Metro Bank family is experienced when you are a First Friend – valued relationships, first-class service, and employees who treasure the opportunity to serve you. As a First Friend, whether traveling by land, sea, or air, you will create lifetime memories and develop friends who become family.”

Meet Your Neighbor, Karen Johnson
First Friends Coordinator

Karen Johnson

2022 First Friends Trips & Events

Contact Karen Johnson at 256-314-1636 or [email protected] to sign up for any trip or event. 

Pop-Up SURPRISE Day Trip

  • A surprise destination to be revealed in July
  • Can take place anywhere between July and December
  • More details to come

August 20: Ladies Day Away - SOLD OUT 

  • Leanne Morgan show in Huntsville, shopping at Bridge Street and dinner at Cotton Row
  • $165 per lady
  • Payment Deadline: July 22
  • $25 non-refundable deposit due with reservation 

September 23 - October 1: Grand New England (SOLD OUT) 

  • Nine days touring Vermont, New Hampshire, & Coastal Maine
  • Single $4,299 | Double $3,449 | Triple $3,199 | Quad $3,039
  • Payment Deadline July 29

October 25: Spooktacular Bingo & Costume Contest 

  • A night filled with bingo, door prizes, and a costume contest
  • The Mane Room in downtown Florence
  • $20 per person 
  • Payment Deadline: October 14th

December 1-2: Overnight Christmas Mystery Trip - SOLD OUT

  • A two-day mystery trip filled with holiday fun 
  • Single $549 | Double $469 | Triple $439 | Quad $425 
  • Payment Deadline: October 28
  • $25 non-refundable deposit due with reservation

December 13: Holiday Celebration

  • Delicious lunch & fine entertainment to celebrate the holiday season
  • Marriott Shoals Conference Center
  • $20 per person
  • Payment Deadline: December 5th

1Other miscellaneous fees may apply. See our Schedule of Fees for more information.

2Carrier rates may apply.  

3All accounts are subject to approval. Restrictions and limitations apply.