The right policy to put you and your family at ease.
Choosing life insurance can be a challenging task when you want to make sure you have enough coverage without overextending your finances. Our conscientious professionals are also your neighbors, helping you find the policy that fits your family's needs.
Term Life Insurance
Term Life Insurance provides coverage for a set amount of time up to 30 years. Your beneficiary will receive the policy’s death benefit if you pass away during the term. Also, some Term Life Insurance policies are renewable at the end of the term.
Permanent Life Insurance
Permanent Life Insurance offers life-long coverage as long as you pay the premium. There are several types of permanent life insurances available:
- Whole Life Insurance: Features a fixed premium for the length of the policy. The death benefit and cash value are predetermined and guaranteed.
- Indexed Universal Life Insurance (IUL): Make premium payments at any time and any amount as long as the policy expenses and cost of the coverage are met. The cash value grows according to the interest rate, which may vary over time.
- Variable Life Insurance: Pay a fixed premium for the life of the entire policy. The death benefit and cash value will fluctuate depending on the performance of investments in your cash value account.
Retirement Solutions
Diversify your portfolio when you choose to life insurance to enhance your traditional retirement assets. You can take advantage of tax-free income in retirement with a death benefit.
Check the background of this Investment Professional on FINRA's BrokerCheck.
First Metro Bank Financial Services is a division of First Metro Bank. Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.
NOT FDIC INSURED | MAY LOSE VALUE | NOT FINANCIAL INSTITUTION GUARANTEED | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Please be advised that presently Kenneth Davis holds a Series 7 and 66 licenses. For residents of other states in which registration is not held, proper licenses and registrations must be obtained by representatives before proceeding further. No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through Cetera Advisor Networks LLC will fluctuate in value and are subject to investment risks including possible loss of principal.
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