Education Planning

Welcome to College Savings 101.

Investing money in Alabama's 529 Plan helps parents and grandparents save for the growing costs of higher education. 
 
First Metro Bank Customers

Saving early for college can potentially help move you to the head of the class.

 
It's no secret that striving for a college diploma requires dedicated effort over a number of years and involves a lot of late-night planning–and that's just the savings part of the process. Use First Metro Bank's resources to build a solid financial foundation so your child can focus more on academics and worry less about tuition bills. We'll help you open an Alabama 529 College Counts Fund so you can start generating savings momentum.
 
  • Open a College Counts Fund with any deposit amount
  • Anyone can contribute on behalf of a relative or non-relative
  • Funds can be used at any accredited post-secondary educational institution eligible to participate in Federal Student Aid programs
  • Alabama taxpayers are eligible for a state income tax deduction
  • Withdrawals are tax-free if used for allowable college expenses


















































 
 

 
Check the background of this Investment Professional on FINRA's BrokerCheck.

Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. 325 South Pine Street, Florence, AL 35630 - Office - 256-314-1651
 

NOT FDIC/NCUIF INSURED | MAY LOSE VALUE | NOT FINANCIAL INSTITUTION GUARANTEED | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

 
Please be advised that presently Kenneth Davis holds a Series 7 and 66 licenses. For residents of other states in which registration is not held, proper licenses and registrations must be obtained by representatives before proceeding further. No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through Cetera Wealth Services, LLC will fluctuate in value and are subject to investment risks including possible loss of principal.
 
Links to third-party web sites are provided as they may be of interest to our website visitors for convenience. First Metro Bank does not endorse nor are we responsible for the content of the third-party links. Cetera Wealth Services, LLC makes no representation to the accurateness of information provided at these sites. Also, please be aware that the security and privacy policies of these sites may be different than those of First Metro Bank; therefore, read third-party privacy and security policies closely. First Metro Bank will not be responsible for any loss, damage to equipment, or incompatibility between the third party website and any Web browser, operating system, or devise used or operated by a user.
 
Cetera Wealth Services, LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide tax or legal advice, or supervise tax, accounting, or legal services, Cetera representatives may offer these services through their independent outside business. This information is not intended as tax or legal advice. Tax Free - Income may be subject to local, state, and/or alternative minimum tax. 
 

Investors should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing. This information is found in the issuer's official statement and should be read carefully before investing. Investors should also consider whether the investor's or beneficiary's home state offers any state tax or other benefits available only from that state's 529 plan. Any state-based benefit should be one of many appropriately weighted factors in making an investment decision. The investor should consult their financial or tax advisor before investment in any state's 529 Plan.