Desktop Banking

A small scanner will convert every check into electronic format so the deposit can be sent via your personal computer (PC). An image of each check will be displayed on your PC. Once you’ve inspected each check, your work is done because the software totals the deposit and creates the deposit ticket for you! Your deposit will be transferred to First Metro Bank via an encrypted internet connection. If you send your deposit before 5:00 p.m., funds will be credited to your account the same business day. If the deposit is sent after 5:00 p.m., funds will be credited the next business day.

Accelerated check clearing reduces the risk of fraud by enabling your business to identify returned items sooner, enhancing the collection process. The software totals each deposit, creates a deposit ticket, and eliminates the need to photocopy checks as images are scanned directly to your computer’s desktop. Plus, you will have permanent electronic files of all checks and deposits.