First Metro Bank’s Desktop Banking is a “remote capture” system that allows you to deposit your checks from your business without ever having to visit the bank! A small scanner will convert every check into electronic format so that the deposit can be sent via your PC. An image of each check will be displayed on your PC. Once you’ve inspected each check, your work is done because the software totals the deposit and creates the deposit ticket for you! Your deposit will be transferred to First Metro Bank via an encrypted Internet connection. If you send your deposit before 5:00 p.m., funds will be credited to your account the same business day. If the deposit is sent after 5:00 p.m., funds will be credited the next business day.
How can Desktop Banking help you?
- Bank at your convenience
- 24 hours a day, 7 days a week, 365 days a year
- Reduced risk of fraud
- Accelerated check clearing reduces the risk of fraud by enabling your business to identify returned items sooner, enhancing the collection process.
- Reduced deposit preparation costs
- The software totals each deposit, creates a deposit ticket and eliminates the need to photocopy checks because images are scanned directly to your desktop. Plus, you will have permanent electronic files of all checks and deposits.
First Metro Bank offers affordable pricing on this convenient technology. Please contact Pam Andrews or Huston Kennedy at 256-386-0600 for more information.