The perfect account for most small businesses

• $100 minimum balance required to open
• No minimum balance required
• No monthly service charge
• 325 Free monthly items
  (includes all transactions-checks cleared and checks within a deposit - 25¢ each over 325 items)
• Free business Check Card
• Free Check Images for easy record keeping
• Free Commercial Online Access
• Free telephone banking (M.A.T.T. Metro's Automated Telephone Teller) 383-MATT (6288)
• Free Business credit card with no annual fee*
• Free first order of checks (up to $50 credit)
• Overdraft Privilege^SM Limit
  (Restrictions apply‡)
• Easy to balance monthly statement

*Subject to credit approval
Product features and benefits offered with accounts are subject to change without notice.

• $100 minimum balance required to open
• No minimum balance required
• Unlimited Check Writing/transactions
• Free business Check Card
• Free Commercial Online Access
• Free telephone banking (M.A.T.T. Metro's Automated Telephone Teller) 383-MATT (6288)
• Initial loan fee waived (up to $75)*
• Specialized "Customer Care" representatives
• Subject to account analysis
• Business Credit Card with no annual fee*
• Overdraft Privilege^SM Limit
  (Restrictions apply‡)
• Easy to balance monthly statement

*Subject to credit approval
Product features and benefits offered with accounts are subject to change without notice.

Earnings credit: This account features an earnings credit, applied to reduce or eliminate fees on the account. If earnings credit exceeds fees for the monthly statement cycle, you will be assesed no fees but you will not paid, carry forward or otherwise receive credit for any excess earnings credit.
Earnings credit calculation: The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period. You will be paid the disclosed periodic earnings credit rate for at least 30 calendar days. We will never decrease this rate unless we give you at least 30 days notice in writing. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing by the number of days in the period. The period we use is the monthly statement cycle.
Accrual of Earnings Credit on Non-cash deposits: Earnings credit begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks) to your account.

• $2,500 deposit required to open
• $10 service charge - may be avoided by maintaining a $2,500 minimum daily balance*
• Limit six (6) transactions per calendar month**
• Free Commercial Online Access
• Monthly image statements for easy record keeping
• Interest will be accrued daily, credited monthly and paid on the collected balance***
• No accrued interest if account is closed before interest is credited
• Tiered interest rate structure (You must maintain a balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.)

*Daily Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principle in the account each day.
**Transaction Limitations: Transfers from a Metro Commercial Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per calendar month with no more than three by check, draft, debit card, or similar order to third parties.
***Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Effect of Closing an Account: If you close your account before interest is credited, you will not receive the accrued interest.
Interest rate and annual percentage yield may change at any time.

• $1,000 deposit required to open
• $12 service charge - may be avoided by maintaining a $1,000 minimum daily balance*
• Unlimited transactions
• Free Commercial Online Access
• Monthly image statements for easy record keeping
• Limited to Sole-proprietorships, certain qualified non-profit organizations and qualified non-profit corporations
• Interest will be accrued daily, credited monthly and paid on the collected balance**
• Tiered interest rate structure (You must maintain a balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.)

*Daily Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principle in the account each day.
**Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Effect of Closing an Account: If you close your account before interest is credited, you will not receive the accrued interest.
Interest rate and annual percentage yield may change at any time.

• An account which generates funds from the interest on attorney’s small or short term escrowed funds. The bank sends the interest to the state IOLTA fund on a monthly basis. The following fees are deducted from the interest earned:
• $100 minimum deposit required to open
• $8 monthly service charge
• Interest will be credited monthly and paid on the collected balance*

*Daily Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principle in the account each day.
Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Effect of Closing an Account: If you close your account before interest is credited, you will not receive the accrued interest.
Interest rate and annual percentage yield may change at any time.

• $100 minimum deposit required to open
• No minimum balance to earn interest
• Limit six (6) debit transactions per month*
• Free Commercial Online Access
• Statements mailed quarterly
• Interest accrued daily, credited monthly and paid on the collected balance**

*Transaction Limitations: Transfers from a Metro Business Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per calendar month with no more than three by check, draft, debit card, or similar order to third parties.
A transaction fee of $2.00 will be charged for each withdrawal in excess of six during a calendar month.
Daily Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principle in the account each day.
Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Effect of Closing an Account: If you close your account before interest is credited, you will not receive the accrued interest.
Interest rate and annual percentage yield may change at any time.