Cash Management

ACH Origination

Electronic Federal Tax Payment System
Electronic Federal Tax
Payment System

Commercial Banking

As a community business, we realize that the vitality of the Shoals relies on the success of other local businesses; businesses that employ residents, pay taxes, and contribute to the local economy. That is why we have specially designed products and services to fulfill your specific needs.

Our Small Business “GO” (Great Opportunities) Account is perfect for the small business owner who doesn’t want the expense of a commercial account, yet needs the convenience of a checking account. The account requires a minimum deposit of $100 to open. The best part is this account does not include a monthly service charge as long as no more than 325 items are processed in one calendar month. Small business “GO” customers can quickly and easily access their accounts online anytime through First Metro Bank’s Cash Management online access. Click on the Checking and Savings menu to the left to learn more about this and other deposit accounts.

Experience the benefits of our Commercial Advantage business products! We have experienced commercial lenders who can guide you through the complex details of financing a business, a Business Development Department devoted solely to providing you with the tools and information you need to effectively operate your business, and the technology to make it all easier. Explore our Commercial Advantage menu to the left to learn more about our commercial products and services.

If you can’t find what you’re looking for here, we ask you to contact our Business Development Department at 256-386-0600. We value your input and use your feedback to develop the tools you need to manage your business finances.