First Metro Bank
We're always here when you need us.
A great place to work. A better
place to bank.
Business Alabama Magazine
Did you know that we were voted one of the "Best Companies to Work for in Alabama" in Business Alabama Magazine for three consecutive years running?
Looking for the perfect home?
Our Mortgage Center is the place for you.
Conventional Mortgages
A Conventional Mortgage offers fixed rates, fixed terms, along with fixed principal and interest payments.
- Fixed rate for the life of the loan
- Flexible terms
- Private Mortgage Insurance (PMI) may be required
- No prepayment penalty
VA Mortgages
We take pride in honoring our past and current veterans. VA loans offer excellent rates and terms for eligible veterans and require no down payment.
- Veteran eligibility requirements apply
- Up to 100% financing
- VA Funding Fee required, but can be financed through the loan
- No prepayment penalty
FHA Mortgages
Insured, private loans backed by the Federal Housing Administration. They’re great for first-time homebuyers, who prefer a lower down payment than those required by a traditional mortgage.
- Fixed interest rate for the life of the loan
- Flexible underwriting standards
- No prepayment penalty
USDA Mortgages
A USDA Mortgage is a fixed-rate mortgage available for those who live in a rural area as defined by the USDA and meet the specific income requirements.
- Up to 100% Financing available
- USDA Funding Fee required, but can be financed through the loan
- Flexible terms
- No prepayment penalty
Construction Loans
Build your dream home with a construction loan! Our Mortgage Services Team will be with you every step of the way to make your dreams come true.
- Interest-only payments during construction phase
- No prepayment penalty
- Option for permament financing to eligible borrowers
- Single loan closing for construction and permanent financing available
Hit the road in the car of your dreams.
An affordable auto loan is waiting for you to drive it off the lot.
Prepare your business for anything.
Get a simplified saving solution for your growing business.